Which Debit to Credit?

Hmm… if I were irresponsible I would think of my new $700 laptop PC as being free with this year’s Bank of America cash rewards money.

Congratulations! Your rewards are on the way.
Amount: $713.60

I’ll do the responsible thing and think of the money as going towards the $777 heating oil bill.

My cash rewards money is courtesy of everybody else’s bank fees.

The Dirty Little Secret of Credit Card Rewards Programs

https://www.nytimes.com/2023/03/04/opinion/credit-card-rewards-points-poor-interchange-fees.html

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