A withdrawal approach based solely on required minimum distributions (RMDs) not only fails to meet retirees’ annual income needs but can also leave money on the table at the end of their lives, the financial services firm found.
https://news.yahoo.com/finance/news/84-retirees-rmd-mistake-130022029.html
Leaving money “on the table” at the end of my life is exactly what I want to do, and I’m setting up a trust to make sure that happens.